
Your Northland Insurance Broker - Keeping Insurance Simple
From blue-water marine cover to coastal homes and commercial risk, KIS Insurance works for you - not the insurer. Independent advice, based right here in One Tree Point.
Independent Advice
We work for you, not the insurer - finding the right cover at the right price.
Marine Specialists
From trailer boats to blue-water launches, we cover what matters on the water.
Truly Local
Based in Bream Bay - the only insurance broker right here in One Tree Point.
What we cover
Insurance for every part of your life
A full range of personal, marine, commercial and rural cover - arranged by a broker who understands Northland.
Bream Bay • One Tree Point • Marsden Cove
The only insurance broker based right here
When you live on the coast, insurance isn't generic. Tim Birchall lives in One Tree Point and understands the peculiarities of coastal property, marine cover and Northland risk - because it's home.

Client stories
Trusted by Northland boaties, homeowners & businesses
Real words from real clients across Whangārei, Kerikeri and One Tree Point.
“I highly recommend KIS Insurance. They took the time to understand my needs and delivered exactly what I was looking for, and helped me achieve a lower premium.”
“KIS Insurance were the only Marine Broker capable of covering my Maritimo launch for Blue Water passage to the Pacific Islands.”
“We live in One Tree Point, and it was great to deal with a local who understands the peculiarities of coastal property insurance.”
Got questions?
Frequently asked questions
Answers to common questions about marine, home, commercial and rural insurance in Bream Bay, Whangārei and Northland.
Ready to keep your insurance simple?
Get a free, no-obligation consultation with Tim - your local Northland broker.