Terms & Conditions
Please read these terms carefully before using the KIS Insurance website.
These Terms & Conditions govern your use of the website operated by KIS NZ Limited, T/A KIS Insurance ("KIS Insurance", "we", "us", "our"). By accessing or using this website, you agree to be bound by these terms.
General information
The content on this website is provided for general informational purposes only and does not constitute financial advice, an offer, or a quotation for insurance cover. Any insurance products referenced are subject to insurer terms, conditions, exclusions and underwriting criteria, which will be provided separately as part of any formal quotation or policy documentation.
No advice without consultation
Nothing on this website should be relied upon as personalised financial or insurance advice. Insurance needs vary from person to person and business to business - please contact us directly via the "Request a Consultation" form, phone, or email so we can understand your specific circumstances before recommending cover.
Website use
You agree to use this website lawfully and not to misuse any content, forms, or embedded tools (including the consultation request form and chat widget) for unlawful, fraudulent, or abusive purposes. We reserve the right to restrict access to the site at our discretion.
Intellectual property
All content on this website, including text, graphics, logos and images, is the property of KIS NZ Limited, T/A KIS Insurance or its licensors and may not be reproduced without prior written consent.
Limitation of liability
To the extent permitted by law, KIS NZ Limited, T/A KIS Insurance accepts no liability for any loss or damage arising from use of this website or reliance on its general content. Formal advice and cover recommendations are only provided following direct consultation.
Changes to these terms
We may update these Terms & Conditions from time to time. Continued use of the website following any changes constitutes acceptance of the updated terms.
Contact us
If you have any questions about these terms, please contact Tim Birchall at tim@kis.kiwi or call 022 323 9125.